The new tax bill before Congress will eliminate the penalty for not having Health ins. for Individuals. The new bill will keep in place the mandate for Employers. If and when the mandate is repealed I will have Health Ins Plans that will be more affordable than your present plan. I know some of you don't like the fact you must have Health Ins. or be penalized. You will still need some form on Ins. to off set your Medical bills. To learn more contact me I can be of help.